iCarros vehicle financing allows you to purchase new or used cars safely, conveniently and at competitive rates. 

The simulation takes just a few minutes, and credit approval is digital, with real-time analysis by Itaú Bank, a platform partner.

iCarros vehicle financing is ideal for those who want to buy a car with convenience and zero bureaucracy. 

The platform allows you to choose a vehicle, simulate values with personalized installments, and perform a credit analysis through Itaú in a completely digital format. 

Approval is quick, and the customer receives a voucher via email with the details of the proposal, which they can take to the store to complete the purchase. 

All documentation can be submitted online, including your driver's license, seller information, and, if applicable, the vehicle registration document or invoice. Itaú can also contact you to assist with the finalization process. 

It's a modern, secure solution designed to offer the buyer complete control—from selection to contract signing.

Financing through iCarros stands out for combining technology, agility, and the security of a large bank. 

The process was designed to eliminate unnecessary steps and offer the customer a simplified journey.

Choosing the right car is the first step to healthy financing. The ideal model isn't just the most beautiful or powerful, but the one that fits your routine and your budget. 

Before making a decision, consider the following points:

These criteria help avoid regrets.

Financing a used car can be a good option, but it requires attention to some details. 

It's not enough for the price to seem attractive — you need to carefully analyze the vehicle's history and condition. 

Always check the origin with the seller and demand up-to-date documentation. Conduct a thorough inspection or hire a trusted mechanic. 

Check for any fines, debts, or pending legal proceedings. It's also essential to compare the amount with the FIPE Table. 

A well-valued car will avoid future headaches and ensure more secure financing.

One of the biggest mistakes when financing is committing more than you can afford. To ensure peace of mind, it's essential to understand your financial limits. 

The recommendation is that the installment amount not exceed 30% of your net monthly income. Additionally, consider other expenses such as fuel, vehicle tax (IPVA), maintenance, and insurance. 

Use spreadsheets or financial tracking apps to view all your expenses. 

Simulators like iCarros help you adjust the values and number of installments until you find a combination that's safe and sustainable within your budget.

Financing a car requires careful decisions that can affect your budget for years. 

Many buyers make mistakes due to poor planning, leading to debt or vehicle loss. Here are some of the most common mistakes:

Planning each stage of your car purchase is essential to avoid financial surprises, ensure a good deal, and maintain a balanced budget in the long term.

Although iCarros offers a safe and convenient process, there are consumers looking for ways to save even more when purchasing a vehicle. 

An excellent alternative is Sodré Santoro Leilões, one of the largest vehicle auction companies in the country. 

Through the platform, it is possible to purchase cars with up to 30% discount compared to the FIPE table, offering excellent value for money for those who are not in a hurry and want to make a good deal.

In addition to saving money, Sodré Santoro auctions are transparent and accessible: all lots are described in detail, with photos, reports, and payment terms. 

Customers can participate online, bidding directly from their computer or mobile phone. In some cases, financing the auctioned amount is available under special conditions.

If you're looking for alternatives to renting a car or making your first purchase more economically, check out the full article on how to participate in Sodré Santoro auctions safely and efficiently.